Official DSA for IDFC First Bank, Bajaj Finance, and Home First Finance. Specialists in rejected borrowers, self-employed, and low CIBIL cases in Surat.
Surat is one of India's fastest growing cities, driven by the diamond and textile industries. A large portion of Surat's workforce is self-employed — diamond traders, textile merchants, and small manufacturers — many of whom earn significant cash income that is not fully reflected in ITR.
Mainstream banks in Surat routinely reject diamond traders and textile businessmen because their formal income documentation does not match their actual earnings. Home First Finance's field verification model is specifically designed for this type of borrower.
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