Loan guides and updates

Plain language guides on home loans, CIBIL, and lenders in India. Written by the Dhansethu team.

Lender review
What is Home First Finance — and why most rejected borrowers qualify
June 2025 · 5 min read
CIBIL guide
Can I get a home loan with a 640 CIBIL score? Honest answer
June 2025 · 4 min read
Must read
How multiple loan applications are damaging your CIBIL — and what to do
May 2025 · 6 min read
Self-employed
Self-employed home loan guide 2025 — without ITR, with cash income
May 2025 · 8 min read
Lender review
IDFC First Bank home loan review 2025 — rates, eligibility, process
April 2025 · 5 min read
Home loan guide
What is LTV ratio and how it affects your home loan eligibility
April 2025 · 4 min read